Filing A $100K Insurance Claim Works Better If You’re Actually In Your Porsche
This case serves as an important reminder of just how important dashcams are
https://www.carscoops.com/author/bradcarscoops-com/
by Brad Anderson[1]
1 hour ago
- A Porsche 911 driver sought nearly £100,000 in damages for a 2022 highway crash.
- Lawyers dropped the case after video footage revealed the claim was fabricated.
- The dashcam showed the driver hiding behind a sign, not seated inside the parked car.
What started as a routine roadside stop turned into a legal mess for one Porsche driver in the UK. On August 19, 2022, 33-year-old Terrell Brooks claimed he was injured when his bright blue 911 Carrera GTS[2] was struck by a truck while parked on the shoulder of the A13 motorway. But dashcam footage told a different story, and one that quickly unraveled his case at that.
Watch: See A Shocking Video Of Porsche And BMW Collide In Fiery Nurburgring Crash[3] Instead of being inside the Porsche[4] at the time of the crash, Brooks was reportedly seen crouching behind a large road sign, far from the driver's seat. The footage, recorded from a dashcam inside the truck, cast serious doubt on his version of events.
A High-Value Claim Meets a Hard Stop Brooks had been seeking a hefty payout for the crash. Not only was he asking for GBP63,433 (about £86,000 at current exchange rates) for the alleged damage done to his 911, but also GBP5,000 (£6,800) for injuries, GBP2,400 (£3,200) for medical treatment, and EUR3,374 (£4,600) for loss of earnings.
He probably thought he could get an easy payday from AXA UK, the insurer[5] of the truck that hit his Porsche. What he may not have anticipated was that the truck was equipped with a dashcam. Once the footage surfaced, the outcome was swift.
According to the Mirror[6], as soon as his legal representatives saw the footage, they withdrew the case. The lawyers acknowledged that Brooks and his passenger had knowingly provided false accounts to insurers. Brooks then promptly discontinued the claim and agreed to cover the legal costs of GBP4,000 (£5,400) for AXA UK
"Mr Brooks claimed he was sitting in his Porsche, belted up and injured," stated Clyde & Co, the law firm representing AXA UK. "The dashcam showed him in the bushes. We still don't know what he was doing there - but we do know he wasn't in the car. His story fell apart the moment the truth came to light.
In every sense, the claim was caught short." Dashcam footage from the truck has since been shared online. It shows the blue 911[7] parked to the side of the road with its hazard lights flashing.
While it appears as though the truck driver[8] had plenty of time to react to the stopped car, they only appear to have swerved at the very last moment to avoid a direct collision.
The extent of the damage done to the Carrera GTS remains unclear.
References
- ^ Brad Anderson (www.carscoops.com)
- ^ 911 Carrera GTS (www.carscoops.com)
- ^ See A Shocking Video Of Porsche And BMW Collide In Fiery Nurburgring Crash (www.carscoops.com)
- ^ Porsche (www.carscoops.com)
- ^ insurer (www.carscoops.com)
- ^ Mirror (www.mirror.co.uk)
- ^ the blue 911 (www.carscoops.com)
- ^ the truck driver (www.carscoops.com)