Porsche driver caught by dashcam in fraudulent £74k insurance claim

Terell Brooks, had parked his Porsche 911 Carrera GTS, on the side of the A13 in Essex when it was clipped by a lorry

05:34, 12 Jul 2025

A Porsche driver who alleged he was injured in a crash saw his GBP74k insurance claim exposed after dashcam footage showed him standing by the side of the road when the accident occurred.

Terell Brooks, 33, had parked his GBP81k Porsche 911 Carrera GTS on the side of the A13 in Essex when it was clipped by a lorry.

Brooks claimed he was seated in the car at the time of impact and suffered injuries as a result during the incident in August 2022.

His claim included GBP63,435 for alleged damage to the Porsche, GBP5,000 for personal injury, GBP2,400 for medical treatment, and an additional GBP3,374 for loss of earnings.

The account manager from Romford was caught out when dashcam footage from the lorry revealed he was standing several metres away behind a roadside barrier.

The Porsche was parked and unoccupied - it is not clear why he had exited the vehicle.

After the footage was disclosed, Brooks' solicitors withdrew from the case.

Solicitors Clyde & Co, representing AXA UK who insured the lorry, asserted that both Mr Brooks and an alleged passenger knowingly gave false accounts to insurers, legal representatives, and medical professionals.

Mr Brooks subsequently discontinued his claim and agreed to pay AXA's legal costs of GBP4,000.

He signed a Tomlin Order formally admitting his claim was dishonest, confirming he was not in the vehicle at the time of the collision.

No damages were paid.

Deborah Talbot, Claims Operations Manager at AXA, stated: "This case highlights how technology is helping us to fight claims fraud.

"The dashcam footage provided clear evidence that Mr Brooks wasn't in the car at the time of the collision, avoiding a potentially costly and lengthy court hearing."

Damian Rourke, Partner at Clyde & Co, added: "Mr Brooks claimed he was sitting in his Porsche, belted up and injured.

"The dashcam showed him in the bushes.

"We still don't know what he was doing there - but we do know he wasn't in the car.

His story fell apart the moment the truth came to light."

Rourke concluded: "In every sense, the claim was caught short."

References

1. ^ Thug, 22, threatened to kill police officer's family outside Midlands pub (www.birminghammail.co.uk)
2. ^ How driver kept breaking law until he ended up killing little boy (www.birminghammail.co.uk)